We turn 6 months of transaction data into a financial health score that helps millions of Africans become bankable for the first time.
No spam. We will reach out when we launch.
Sample financial health scores
How it works
Securely link your Nigerian bank account via Open Banking. Your data never leaves your control.
Our engine analyses 6 months of transactions across five behavioural components and produces a 0–100 financial health score.
Receive specific, personalised steps to improve your score — and unlock the financial products you actually qualify for.
As your score improves, lenders can see your real financial behaviour — not just a blank credit file.
Nigerians with bank accounts but no credit history
Private credit as share of Nigeria's GDP — one of Africa's lowest
Estimated credit gap between what people need and what they receive